Who we work with
Credit For Comfort
Credit For Comfort is built for HVAC purchases, and it is the fastest option if you need an answer today.
- Digital application — the whole process is online in minutes
- Prime and second-look lenders, with FICO scores considered down to 500
- Works on any device: desktop, iOS or Android
- An answer while the technician is still at your house
Wells Fargo Bank, N.A.
Wells Fargo offers several special financing options for a new product or service, with approved credit.
- Convenient monthly payments
- Special financing terms with approved credit
- Easy online account management
- Keeps your existing credit lines free
Eastman Credit Union
Eastman Credit Union is the local option, and you can apply online today. If you already bank with ECU, financing through them is often the simplest way to pay for a system.
- A local credit union, headquartered in Kingsport
- Apply online through our ECU application link
- Home improvement lending for heating and cooling work
- The application goes to ECU, who make the lending decision
Why finance a system rather than pay cash?
Breakdowns rarely come at a good time
A failed system in January is rarely a planned purchase. Financing helps keep the rest of your budget intact.
Savings can start right away
A properly sized, high-efficiency system can lower running costs from the first month, so the energy savings help offset part of the monthly payment.
Our promise. We recommend only the equipment your home needs, however the financing works out. If a repair is the right answer, we will tell you.
All financing is subject to credit approval, and terms come from the lender rather than from us. The Eastman Credit Union application is submitted to ECU directly and assessed by them. We will walk you through what is on offer, but we do not make the lending decision.
Want to know what the monthly payment would be?
Give us a call. We will size the system first, then go over the numbers with you.
(423) 357-1922